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Our GAP Insurance has been designed to help if your vehicle is written off through accidental or malicious damage, fire or theft. There are two types of cover available:
1. Combined return to invoice and outstanding finance GAP Insurance - This bridges the payment gap between the value of your vehicle (on the date it is written off) and the amount you paid for it or the outstanding balance payable to the finance company, whichever is the greater amount.
2. Lease hire GAP Insurance - This bridges the payment gap between the value of your vehicle (on the date it is written off) and the early termination charge payable to the lease hire company.
You can pay upfront or in twelve monthly instalments at no extra cost and there are no vehicle age or mileage limitations. We also offer the following additional benefits if your vehicle is written off:
•We provide unlimited cover for accessories fitted by your retailer.
•We will pay your motor insurer’s excess up to £250.
•We will cover any finance deposit contribution given to you by the manufacturer or finance company up to £2,000 if you have a finance agreement.
•We will cover the advanced rentals up to £2,000 if you have a lease or hire agreement.
|Combined return to invoice and outstanding finance GAP Insurance|
|Vehicle price*||Maximum benefit level||GAP Insurance price**|
|£0 - £20,000||£10,000||£275|
|£20,001 - £50,000||£25,000||£325|
|£50,001 - £100,000||£50,000||£399|
|£100,001 - £150,000||£50,000||£499|
|Lease hire GAP Insurance|
|Lease or hire total credit*||Maximum benefit level||GAP Insurance**|
|£0 - £50,000||£10,000||£239|
**Includes Insurance Premium Tax (IPT).
To arrange your GAP Insurance, please speak to your local retailer; they will be happy to talk you through your options and find cover that’s right for you.