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Solutions Personal Contract Plan (PCP)

Solutions PCP is designed to give you maximum flexibility at the end of your agreement.

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How does Solutions PCP work?

You choose your initial payment (deposit), how many miles you will drive a year, and the length of your agreement. 

This is used to work out your monthly payments and optional final payment, which give you the ability to plan ahead with a fixed monthly outgoing. 

At the end of your agreement you can then choose to: 

  1. Hand the vehicle back (subject to excess mileage and damage charges);
  2. Trade in your vehicle as a deposit for a new one; 
  3. Pay the optional final payment and keep the vehicle.  

You can find out more detail about your end of contract options for Solutions PCP on our what to do at the end of your agreement page

Watch our Solutions PCP explained video

The benefits of Solutions PCP

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Lower monthly payments 

By deferring a chunk of the amount you finance to the end of the contract, it means your monthly payments will be lower than if you spread the whole cost across the months.

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Keeps your options open

You don't have to decide what to do with the vehicle until the end of your contract, giving you the flexibility and protection needed to make the right choice for your circumstances. 

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Protected from the vehicle losing value

We guarantee the final payment at the end of the contract as long as it comes back in the mileage and condition agreed. This protects you from any unexpected falls in the value of your vehicle and enables you to plan ahead with your finances. 

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Get a new vehicle more often

The flexibility built into your agreement means you can keep upgrading your vehicle regularly. Great if you want to always stay in warranty, not have to deal with the long term ownership costs, or want the excitement of always driving the latest model. 

Would Solutions PCP suit me?

The flexibility of Solutions PCP means it is great for a range of individuals. It may be the best option for you if:

You think your needs may change in the next 2-3 years

Drive a low or moderate amount of miles each year

Always want to be driving the latest model

Want to be protected from unexpected depreciation

If Solutions PCP is the right product for you, you now need to find the perfect vehicle!

At Volkswagen Financial Services we work with all the brands of the Volkswagen Group, so you can be sure to find the right vehicle from the range of brands below:

Looking to finance a used car instead? heycar feature the best used cars from selected dealers. With a wide range of models and a choice of finance options available you can say goodbye to stressful searching, heycar are there to make it easier and more enjoyable.

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