Compare vehicle finance options

All our products are built to give you options which suit your lifestyle.

Comparing our finance products

This table helps to compare our finance products side by side, so you can find the product, or products you think might suit you to explore further.

  Purchase Products Leasing Products Electric Vehicle Products
  Solutions PCP Hire Purchase Lease Purchase Contract Hire Finance Lease Lease&Care
Regular monthly payments
Final balloon payment  Maybe - depending on option taken at end of contract  Maybe - depending on product type taken
Possibility to own the vehicle
Options at the end of your agreement 

1. Hand the vehicle back (subject to fair, wear and tear).              

2. Pay what is left (optional final balloon payment + £10 option) to purchase fee and keep vehicle.         

3. Trade vehicle in and upgrade to a new one.

4. If you would like to keep the vehicle, without settling the optional final balloon payment, you may be able to refinance the outstanding amount. Just ask your Retailer for more information).

1.You can  pay a one-off option to purchase fee of £10 and become the proud owner.

2.You can part exchange your vehicle for another vehicle.

1.You can pay the final balloon payment plus  option to purchase fee of £10 and become the proud owner. 

2. You can trade your old vehicle in for a new one.Your old vehicle is sold back to the dealer and is used to pay off your final balloon payment, you must cover shortfall. Any money left over can be used as a deposit on your new vehicle (subject to application and approval). 

3.If you would like to keep the vehicle, without settling the final balloon payment, you may be able to refinance the outstanding amount. Just ask your Retailer for more information).

Finish paying monthly instalments and hand the vehicle back (subject to fair, wear and tear). 

1. Enter into a secondary rental period.

2. Sell the vehicle to an authorised 3rd party and take a share in the proceeds.

Note - for the balloon option, you need to pay off the balloon before you can enter a secondary rental or share in the proceeds 

Finish paying monthly instalments and hand the vehicle back (subject to fair, wear and tear). 
Protected from unexpected depreciation
Service, Maintenance & Tyres included It can be included
Possible excess mileage or damage charges at the end
Charges to terminate contract early
Payments may be tax deductible for business customers

Comparing finance quotes

Once you have settled on a finance product, comparing quotes can also be a difficult task, with apples often not being compared to apples! We have created a video to help demystify finance quotes and enable you to find the best deal for you.

Want more detail on the products?

We have pulled together all the information, videos, and tools you need to make an informed decision about the right finance product for you.

Want to talk to someone?

Our local retailers are there to answer any questions and give you expert advice on all our products.