- Vehicle Finance
- Managing your agreement
- Car Finance Options
- Service Plans
- Insurance & Warranty
- Electric Cars
- Electric cars. Made simple
- Used Vehicles
- Approved Used Vehicle Offers
- Who are VWFS
- Volkswagen Financial Services UK
- Contact us
- VWFS UK
- VWFS UK
- Volkswagen Bank
All our products are built to give you options which suit your lifestyle.
Comparing our finance products
This table helps to compare our finance products side by side, so you can find the product, or products you think might suit you to explore further.
Purchase Products | Leasing Products | Electric Vehicle Products | ||||||
---|---|---|---|---|---|---|---|---|
Solutions PCP | Hire Purchase | Lease Purchase | Contract Hire | Finance Lease | Lease&Care | |||
Regular monthly payments | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ||
Final balloon payment | Maybe - depending on option taken at end of contract | ✖ | ✔ | ✖ | Maybe - depending on product type taken | ✖ | ||
Possibility to own the vehicle | ✔ | ✔ | ✔ | ✖ | ✖ | ✖ | ||
Options at the end of your agreement |
1. Hand the vehicle back (subject to fair, wear and tear) 2. Pay optional final payment and keep vehicle 3. Trade vehicle in and upgrade to a new one |
Finish paying monthly instalments and keep vehicle. | Pay optional final payment and keep vehicle. | Finish paying monthly instalments and hand the vehicle back (subject to fair, wear and tear). |
1. Enter into a secondary rental period 2. Sell the vehicle to an authorised 3rd party and take a share in the proceeds Note - for the balloon option, you need to pay off the balloon before you can enter a secondary rental or share in the proceeds |
Finish paying monthly instalments and hand the vehicle back (subject to fair, wear and tear). | ||
Protected from unexpected depreciation | ✔ | ✖ | ✖ | ✔ | ✖ | ✔ | ||
Service, Maintenance & Tyres included | ✖ | ✖ | ✖ | It can be included | ✖ | ✔ | ||
Possible excess mileage or damage charges at the end | ✔ | ✖ | ✖ | ✔ | ✔ | ✔ | ||
Charges to terminate contract early | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ||
Payments may be tax deductible for business customers | ✖ | ✖ | ✖ | ✔ | ✔ | ✔ |
Comparing finance quotes
Once you have settled on a finance product, comparing quotes can also be a difficult task, with apples often not being compared to apples! We have created a video to help demystify finance quotes and enable you to find the best deal for you.