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Comparing vehicle finance

All our products are built to give you options which suit your lifestyle.

We know there are a lot of decisions to make when it comes to choosing a new vehicle, with lots of information that can get confusing. We dont want your finance decision to take away from the excitement of a new vehicle, so the handy table belows enables you to compare the features of the different vehicle finance options side-by-side and find the right one for your needs. 

  Purchase Products 
Leasing Products 
Electric Vehicle Products
  Solutions PCP  Hire Purchase Lease Purchase Contract Hire Finance Lease Lease&Care
Regular monthly payments
Final balloon payment  Maybe - depending on option taken at end of contract  Maybe - depending on product type taken
Possibility to own the vehicle
Options at the end of your agreement 

1. Hand the vehicle back (subject to fair, wear and tear) 

2. Pay optional final payment and keep vehicle 

3. Trade vehicle in and upgrade to a new one 

Finish paying monthly instalments and keep vehicle.  Pay optional final payment and keep vehicle. Finish paying monthly instalments and hand the vehicle back (subject to fair, wear and tear). 

1. Enter into a secondary rental period 

2. Sell the vehicle to an authorised 3rd party and take a share in the proceeds

Note - for the balloon option, you need to pay off the balloon before you can enter a secondary rental or share in the proceeds 

Finish paying monthly instalments and hand the vehicle back (subject to fair, wear and tear). 
Protected from unexpected depreciation
Service, Maintenance & Tyres included It can be included
Possible excess mileage or damage charges at the end
Charges to terminate contract early
Payments may be tax deductible for business customers

Comparing finance quotes

Once you have settled on a finance product, comparing quotes can also be a difficult task, with apples often not being compared to apples! We have created a video to help demystify finance quotes and enable you to find the best deal for you.

We have pulled together all the information, videos, and tools you need to make an informed decision about the right finance product for you.

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