Finance Options 

Finding the right vehicle purchase or leasing product for your lifestyle

Our range of products are designed to fit around your needs, and support you in driving away in a new or used vehicle

Why Volkswagen Financial Services?

Hassle free ownership

From our quick application decisions, our online account management, and our UK based call centre to our 700+ retailers, you have the support you need when you need it.

We are specialists

We fund vehicles that are built within the Volkswagen Group, so you can take peace of mind in the fact our finance products are built with the same quality our vehicles are.

You are protected

We are fully authorised and regulated by the Financial Conduct Authority (FCA), with their principle of treating customers fairly at the heart of everything we do. 

Asset based finance

Your agreement is secured against your vehicle, and we always work with you if you fall into financial difficulty to find the best solution for your circumstances.


Choosing between purchase and lease products

Our vehicle finance products are broken down in to 2 categories; purchase or lease (sometimes called 'hire'). The simple difference between the two is purchase products allow you the option to own the vehicle at the end of your agreement, whereas lease products allow you to use the vehicle for a set period without the ability to own it at the end. 

Our products are designed to support people with a variety of needs, and you can find out more information about all of them below.

Purchase Products

Our purchase products are built to split out the cost of buying a vehicle into affordable amounts, and give you flexibility if you want to upgrade. Great if you want to own the vehicle at the end of your agreement, or have the option to. 

Solutions Personal Contract Plan (PCP)

Keep your options open and decide if you want to own the vehicle at the end of your agreement.

Hire Purchase

Own the car or van at the end of the agreement, with no mileage restrictions.

Lease Purchase

Own the vehicle at the end of the agreement, but reduce your monthly payments by deferring a chunk of the finance to the end of the agreement.

Lease Products

Our lease and hire products are designed to give you access to drive a vehicle for a monthly cost, without the worries that can come with ownership. Customers typically change their car or van every 2-3 years with our lease products.

Contract Hire

Upgrade your car or van regularly without the hassle of ownership.

Finance Lease

Lease the vehicle, but share in the risk/reward of making money from the sale of the vehicle at the end of your agreement.

Lease&Care

Lease and maintenance package for electric vehicles. Select the level of cover that suits you.

Comparing finance types

Looking to finance a used car or van instead? Heycar feature the best used cars and vans from selected dealers. With a wide range of models and a choice of finance options available you can say goodbye to stressful searching, heycar are there to make it easier and more enjoyable.

Visit heycar
Want to talk to someone?

Our local retailers are there to answer any questions and give you expert advice on all our products.

Get in touch with a retailer
Want to compare finance products?

With lots of choice and flexibility, it can be difficult to compare all the products. So we have created some handy content to help you. 

Compare finance products