Vehicle Finance

Finding the right vehicle purchase or leasing product for your lifestyle

Our range of products are designed to fit around your needs, and support you in driving away in a new or used vehicle

Why Volkswagen Financial Services?

We have been helping people get into their next vehicle for a long time - its our speciality. Financing your next vehicle with us comes with a range of benefits beyond just money towards your vehicle:

Hassle free ownership

From our quick application decisions, our online account management, and our UK based call centre to our 700+ retailers, you have the support you need when you need it.

We are specialists

We fund vehicles that are built within the Volkswagen Group, so you can take peace of mind in the fact our finance products are built with the same quality our vehicles are.

You are protected

We are fully authorised and regulated by the Financial Conduct Authority (FCA), with their principle of treating customers fairly at the heart of everything we do.

Asset based finance

Your agreement is secured against your vehicle, and we always work with you if you fall into financial difficulty to find the best solution for your circumstances.

Choosing between purchase and lease products

Our vehicle finance products are broken down in to 2 categories; purchase or lease (sometimes called 'hire'). The simple difference between the two is purchase products allow you the option to own the vehicle at the end of your agreement, whereas lease products allow you to use the vehicle for a set period without the ability to own it at the end.

Our products are designed to support people with a variety of needs, and you can find out more information about all of them below.

Purchase Products

Our purchase products are built to split out the cost of buying a vehicle into affordable amounts, and give you flexibility if you want to upgrade. Great if you want to own the vehicle at the end of your agreement, or have the option to.

If you want to keep your options open and benefit from the security of vehicle finance, a Solutions PCP could be just the answer.

If you're looking for a finance agreement with no mileage restrictions and you want to own the car, Hire Purchase could be the one for you.

If you want to own the vehicle long term but reduce your monthly payments by deferring a chunk of the finance to the end of the agreement, Lease Purchase could meet your needs.

Lease Products

Our purchase products are built to break up the cost of buying a vehicle into affordable amounts, and give you flexibility if you want to upgrade. Great if you want to own the vehicle at the end of your agreement, but still would like to keep your options open.

If you'd like to drive away in a new car regularly but don’t want the hassle of ownership, or you are a business looking to grow your fleet, Contract Hire could be just what you're after.

If you don't want to own the vehicle, but still want the risk/reward of making money from the sale of the vehicle at the end of your agreement, Finance Lease is an option for you.

Designed specifically for Electric Vehicles, Lease&Care helps you make the jump to an EV by giving you the flexibility to bespoke the product to your needs.

Looking to finance a used car instead? heycar feature the best used cars from selected dealers. With a wide range of models and a choice of finance options available you can say goodbye to stressful searching, heycar are there to make it easier and more enjoyable.

Visit heycar

Our local retailers are there to answer any questions and give you expert advice on all our products.

Get in touch with a retailer

With lots of choice and flexibility, it can be difficult to compare all the products. So we have created some handy content to help you.

Compare finance products